Horse Insurance

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Horse Insurance
Finding quality and reliable horse insurance is a top priority for many horse owners. Taking care of your horse and saving money at the same time can be difficult. Our horse insurance policy is not only cost effective but the terms are simple and easy to understand, so you can be confident that your horse holds the right cover.

Because vet fees can be expensive, especially for horses, our company offers you a wide range of coverage. Our basic horse insurance package covers the cost of theft, death and straying but can be extended to include a range of covers.

Quality horse insurance does not have to come with a high price tag. In fact, it is quite the opposite. Here at TIA Equestrian, we provide comprehensive horse insurance that is great value. We also offer additional services that help protect both you and your horse.

Here’s how our horse insurance policy can protect you:

• Vet fees Cover of up to £10,000*.
• Saddle Cover*
• Tack Cover*
• Personal Liability*
• Loss of Use Cover*
• Legal Expenses*

Our company has a lot to offer in the way of benefits. Our policies are easy to understand, making it easy for you to know how our coverage will affect both you and your horse.

We all hear many horror stories about horse insurance companies that fail to deliver on their promise of providing high quality horse insurance coverage. If the information you provide is accurate and honest there will be no questions regarding the quality and consistency of a company’s horse insurance coverage.

Our Horse Insurance Policy Summary – All cover subject to cover limits please refer the available policy summary document.
B Loss of Animal (Compulsory Cover)

• Death
• Theft/Straying
• Collection Charges
• Rescue Costs
• Rewards and Advertising
• Irrecoverable Entry Fees

Veterinary Fees (Optional Cover)

• Costs incurred for Veterinary Fees
• Alternative Treatment
• Alternative Husbandry
• Hospital Livery Costs
• Transportation Costs

Loss of Use (Optional Cover)

• 75% of the market value or of the sum insured whichever is the lesser amount if the insured horse is or becomes Permanently Unable of participating in one or more of the activities for which it is kept.

Personal Liability (Optional Cover)

• Liability at law arising out of the use of the horse

Saddlery & Tack (Optional Cover)

• Loss, theft or damage to saddlery and tack

Legal Expenses (Optional Cover)

• Legal expenses and professional fees arising from an accident involving the horse and a third party.

We understand that arranging horse insurance can be difficult for new horse owners or for those who have not had experience of arranging horse insurance. Our advisors are on hand to help you through the whole process, simply give them a call on 0800 121 4459 and they will explain the policy terms on offer and recommend which levels of cover you and your horse should carry. Our advisors are not rewarded on the number of sales so you can be assured that the advice they give is honest and non biased.

We hope you will consider TIA Equestrian for your horse insurance and look forward to welcoming you as a customer.
B Ps......Remember £5.00 from every policy we sell is donated to the Riding for the Disabled Association. Further information about their worthwhile cause can be found at www.RDA.ORG.UK

Horse Insurance

Michael Whitaker

British showjumper Michael Whitaker, watch video of Michael Whitaker in action with many excellent horses over his long career …
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Horse Insurance Do`s and Dont`s

Insuring your horse is something you need to decide whether to do or not, although how to decide that is for another post. When it comes to insuring your horse there are so many options to choose from and things that have to be decided. This can be overwhelming and it can be easy to make mistakes or forget to ask pertinent questions simply because there`s so much going on you forget about it.

These are some do`s and don`ts on buying your horse`s insurance to make for an easy and effortless process.

Do Research

When it comes to getting insurance for your horse, as with anything you would buy, do some research. Find out what companies and firms offer the best deals, what they offer you and what people say about them.

Research and research until you find a few that are great matches for you and work to narrow it down from there.
horse insurance

Do Make A List Of Questions

As questions pop up in your head write them down and make sure you ask them. If you don`t jot down questions as they come to you there is a good chance you`ll forget them and never get around to asking them.

Sitting down and working on making a list of all the additional questions you want will make sure you know exactly what you`re getting and making the most informed decision possible.

Do Find Out About 24-Hour Emergency Line

This is something a lot of people forget about and forget to ask. Does the insurance company have a 24-hour emergency line? If not, this usually automatically will kick a company out of the running. Perhaps this isn`t a big deal for you, but you need to ask the question and do some thinking about what that means to you.
horse insurance emergency

Don`t Pay For Coverage You Don`t Want

As with anything that requires sales, companies are always going to try and get you to pay for stuff that you don`t actually want or need. They`re going to make it seem like a great deal, like you absolutely have to have it, but you need to go into this knowing exactly what you need and want so you don`t get bullied into paying for things that aren`t necessary.

Don`t Assume

The worst thing you can do when it comes to your horse`s insurance is to assume things. Whether it`s assuming benefits, or assuming you`ll be reimbursed or assuming you won`t need documentation. Just don`t do it. Make sure you research and know that policy back to front. If anything`s unclear, ask.

Getting insurance for your horse can be a daunting and stressful process, but with detailed research and asking the right questions and making sure you`re knowledgeable about what you`re getting into, the process will be a lot simpler and you`ll be in total control